Home Buying Steps and Ideas

Some points to consider when buying a new home:

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  • Define your needs and wants – Make a list of the things you simply can’t live without, then list some nice-to-haves.
  • Understand market conditions – Supply and demand can change from neighborhood to neighborhood.
  • Knowing what you can afford – How much house you can afford comes down to 3 factors: your monthly mortgage payment, your down payment and the amortization period.
  • Getting pre-approved – This will really help you figure out what you can spend on a home
  • Choosing the right neighborhood – Do you need to be close to schools, public transit or where you work?
  • A home inspector – An absolute must in saving you from some unpleasant surprises later on.
  • A legal professional – When it comes to complex legal documents, it takes a lawyer experienced in Canadian real estate.
  • Make sure to have the gas, electricity, cable and phone hooked up at your new home.
  • Change the locks. Their maybe spare-keys (with relatives, neighbours etc).  
  • Inform your key contacts – Work, Canada Post, doctors, friends, pharmacy, etc… – of your change of address.

Raj Brar

Whether you’re a first time buyer,  or you are looking to “right-size”, Raj Brar is here to help you.

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